![]() ![]() Health insurance just keeps getting more and more expensive. But you also need to consider life insurance, disability insurance, etc. Recreation (5-10%)Īnything you do for fun. Personal Spending (5-10%)Ĭlothing, haircuts, home decor, and all that stuff you buy at Target when you spend $200 and have no idea what you bought (no, just me?) Miscellaneous (5-10%) #MONTHLY EXPENSES PERCENTAGE OF INCOME FREE#įor us that would be stuff like Netflix, our gym membership (1.5 hours of free childcare a day might make this our best purchase ever!), and activities for the kids. The slush fund for all the stuff you forgot to budget for. How to Budget When You’re Living Paycheck to PaycheckĪre the Dave Ramsey Budget Percentages Realistic?Įven Dave Ramsey, famous for making rules of thumb into hard and fast edicts, says that these budget percentages are just a guideline to get started.80+ Personal Budget Categories You Don’t Want to Forget.Trust me, there’s always stuff you forget. #MONTHLY EXPENSES PERCENTAGE OF INCOME HOW TO# You may have to adjust certain categories up or down to fit your particular situation.Ĭurious about what the average American spends vs. (Hint: most people tend to overspend on two main categories.) What About Debt Payments? Dave Ramsey’s budget percentages? Check out these budgeting and spending statistics for more info. The suggested budget assumes you are not carrying any debt (besides your mortgage), so if you have student loans, credit card debt, or some other form of monthly debt payments you will need to make sure you account for those in your budget. #MONTHLY EXPENSES PERCENTAGE OF INCOME FREE#.#MONTHLY EXPENSES PERCENTAGE OF INCOME HOW TO#. ![]()
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